Top questions
The questions people ask us most.
Top questions
10 questions- What is a cosigner?
- How long does it take to get my loan?
- Can I get a loan without a cosigner?
- Which states does Together Loans operate in?
- Does it matter which state my cosigner is from?
- Can I get a loan even if I have a bad credit score?
- What will you ask my cosigner?
- Why was my cosigner declined?
- How do I make a repayment or settle my loan?
- What if I can't pay?
Borrowers
14 questions- What are the borrower criteria?
- Can I live at the same address as my cosigner?
- How do I know if I'll be accepted?
- How do I see my loan agreement?
- Requesting a copy of your loan agreement
- Do I have to be employed?
- How much can I borrow?
- How do I change my payment date?
- How do I log into my online account?
- Can I get a loan if I live outside the US?
- How long does it take to get my loan?
- Can I get a loan without a cosigner?
- Which states does Together Loans operate in?
- Can I get a loan even if I have a bad credit score?
Cosigners
25 questions- How long until my cosigner is contacted about my missed payment?
- Does my cosigner have to be a homeowner?
- Can a cosigner get a loan for themselves?
- Why do you have to take bank details for my cosigner?
- Why is the loan paid out to my cosigner's bank account?
- Should I be a cosigner?
- Can my partner or a family member be my cosigner?
- Can I use a cosigner from outside the US?
- How does my cosigner sign the forms?
- Why is the cosigner contacted directly?
- Will you credit check the cosigner?
- How do I stop being a cosigner?
- Will this be secured against the cosigner's home?
- Can a cosigner be self-employed?
- What if my cosigner can't pay?
- Who can be my cosigner?
- What will you ask my cosigner?
- What is the cosigner process?
- How do I find a cosigner?
- Why was my cosigner declined?
- What are the cosigner's responsibilities?
- What is a cosigner?
- How do I send you my bank statements?
- Can I change my cosigner?
- Does it matter which state my cosigner is from?
Payments
10 questions- Who makes the monthly payments?
- Can I take a payment break?
- Can I make extra payments?
- Can I make a smaller monthly payment?
- What happens when a payment fails?
- Why is the loan paid out to my cosigner's bank account?
- Can I pay early?
- What are the different ways I can pay you?
- How do I make a repayment or settle my loan?
- What if I can't pay?
Other
15 questions- Can I print my forms or documents?
- How will you appear on my bank statement?
- Why is your interest so high?
- Does Together Loans charge any fees?
- Are the loans safe and secure?
- Update on my application
- How long do you take to reply?
- How do I cancel my application?
- I was contacted by a possible scam. What can I do?
- What was Together Loans Credit Builder?
- Is Together Loans BBB accredited?
- Together Loans: Cosigner Personal Loans for Bad Credit – Not a Credit Union
- Together Loans: Cosigner Personal Loans for Bad Credit – Not Together Money (UK)
- How do I make a complaint?
- Transform Credit is now Together Loans
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