Does Together Loans charge any fees?

Which fees don't you charge?

• No application fee. Applying is free.
• No origination fee. Some loan companies take a fee out of your loan before you get it. We don't.
• No cosigner fee. It's free to invite a cosigner, and free for them to co-sign.
• No early payoff fee. Some lenders call this a prepayment penalty. You can pay off part or all of your loan early, at any time.

Do I have to pay anything before I get my money?

No. We'll never ask you to pay up front to get your loan. Your first payment comes after your loan is funded.

We never ask for a deposit, a reservation fee or any other payment to hold or release your loan.

What does a loan cost?

You pay back the money you borrowed, plus interest. There are no fees on top. Your rate is fixed, so it won't go up. We work out interest daily, so if you pay early, you pay less.

See what our loans cost for our rates and a full example.

What if someone asks me to pay a fee?

It isn't us. Don't pay, and don't share your personal details. Read I was contacted by a possible scam. What can I do? to learn the signs and how to report it.

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