Can I live at the same address as my cosigner?

You can live at the same address as your cosigner, as long as they have a credit score of 700 or more and a good history of paying their bills on time. Homeowners with a lower score can also be accepted if they have a strong payment history. Of course, your cosigner must be able to make the monthly payments if you don't.

However, if you and your cosigner have shared finances and income, we need to be sure that this loan wouldn't put either of you under any financial strain when making repayments on the loan, and make sure that neither of you has had trouble paying bills in the past.