How do I know if I'll be accepted?

As long as you're aged 18+ and can afford the loan repayments, we could accept you. Like all our customers, you will need a cosigner with a credit score of 700 or more and a good history of paying their bills on time. Homeowners with a lower score can also be accepted if they have a strong payment history. Your cosigner will be responsible for making any payments you do not, so it's really important that the payments are affordable for you both.