# Does it matter which state my cosigner is from?

URL: https://togetherloans.com/faq/does-it-matter-which-state-my-cosigner-is-from
Updated: 2026-11-02

Does my cosigner’s state matter? No, cosigners can live in any US state. They need a 700+ credit score and a good payment history.

It does not matter which state your cosigner is from – they can live in any state in the US.

You just need to make sure your cosigner has a credit score of 700 or more and a good history of paying their bills on time. Homeowners with a lower score can also be accepted if they have a strong payment history.