# Do I have to be employed?

URL: https://togetherloans.com/faq/do-i-have-to-be-employed
Updated: 2026-11-02

Do I need employment to qualify? No, employment not required. You need income to afford monthly payments plus a suitable cosigner with good credit.

No, you don't have to be employed. But you do need to demonstrate that you can afford to repay the loan without putting yourself under financial pressure. So you need an income of some type. You will, of course, also need your cosigner.