# Can I make a smaller monthly payment?

URL: https://togetherloans.com/faq/can-i-make-a-smaller-monthly-payment
Updated: 2026-11-02

Smaller monthly payments? No, full payment required on time to maintain agreement and build credit rating. Consistent payments essential for loan terms.

You cannot make a smaller monthly payment.

It is important that payments are made in full and on time each month, as this is our contractual agreement and it could help build your credit rating. If you can't pay, then we will ask your cosigner to make the payments as agreed.